Man With ₹82K Salary Seeks Second Job – Is It Enough ?
An Indian man earning ₹82,000 per month has sparked an online debate after sharing his financial struggles on Reddit. Despite having what many would consider a decent salary, he finds it difficult to manage his household expenses due to a heavy home loan burden. As a result, he is actively looking for ways to earn extra income.
Struggles with Loan Repayments
In his Reddit post, the man explained that a significant portion of his salary goes toward repaying a home loan. He revealed that he pays ₹36,000 per month for a home loan of ₹46 lakh, leaving him with limited funds to cover other household expenses. Living in a small town with fewer job opportunities, he is unable to relocate due to family commitments.
Seeking Additional Income
To improve his financial situation, he is searching for a second job that could help him earn an additional ₹15,000 – ₹20,000 per month. He mentioned having skills in public speaking, customer service, and designing using Canva and PowerPoint. He hopes to leverage these abilities to generate extra income.
Financial stress is not only about numbers; it takes a serious toll on mental health. Imagine someone constantly worrying about loan repayments and managing household expenses. Searching for extra income can definitely lead to burnout, anxiety, and emotional exhaustion. Over time, this financial strain may affect sleep, productivity, and even personal relationships, making it harder to maintain overall well-being.
The pressure to earn more creates chronic stress. But what about balancing work and family responsibilities? This stress slowly takes over and, over time, can lead to depression, irritability, and a lack of motivation. The fear of financial instability often forces individuals to take on extra work, sometimes at the cost of their health. I understand that financial security is important, but mental well-being should never take a back seat.
Online Debate and Suggestions
His post has triggered discussions on the cost of living in India and how much one truly needs to live comfortably. Some users have suggested side gigs such as freelance designing, online tutoring, or content creation, while others have recommended better financial planning.
Conclusion
This case highlights the financial challenges many individuals face despite earning a relatively high salary. With rising living costs and loan commitments, many are exploring multiple income sources to achieve financial stability. His story serves as a reflection of the growing need for additional income streams to manage household expenses effectively.
Source: Inputs from various media Sources
Priya Bairagi
I’m a pharmacist with a strong background in health sciences. I hold a BSc from Delhi University and a pharmacy degree from PDM University. I write articles and daily health news while interviewing doctors to bring you the latest insights. In my free time, you’ll find me at the gym or lost in a sci-fi novel.
